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Citation

Daly M, Harmon C & Delaney L (2009) Psychological and Biological Foundations of Time Preference. Journal of the European Economic Association, 7 (2-3), pp. 659-669. https://doi.org/10.1162/JEEA.2009.7.2-3.659

Abstract
This paper considers the relationship between the economic concept of time preference and relevant concepts from psychology and biology. Using novel data from a time diary study conducted in Ireland that combined detailed psychometric testing with medical testing and real-time bio-tracking, we examine the extent to which individual differences in financial discounting are related to underlying biological and psychological differences. The paper finds that financial discounting is related to a range of psychological variables including consideration of future consequences, self-control, conscientiousness, extraversion, and experiential avoidance, as well as being predicted by heart rate variability and blood pressure.

Journal
Journal of the European Economic Association: Volume 7, Issue 2-3